**"What is The Standard Protocol?"**
The Standard Protocol is an EVM-based stablecoin and lending protocol that is over-collateralized. It allows anyone to lock up their assets in a smart contract and generate new stablecoins as a loan against those assets with zero percent interest. The Standard Token (TST) is a membership token used for the governance of the Standard DAO, enabling participants to unlock rewards when they take part in specific activities. TST also enables users to buy liquidated assets below market value and more. The Standard's initial stablecoin, [sEURO](https://coinmarketcap.com/currencies/thestandard-io-/markets/) , is pegged to the euro and will introduce other fiat-pegged stablecoins such as sUSD, sINR, and sGBP later in 2023. 

find out more at [TheStandard.io](https://TheStandard.io)

**"How Many TST Are There in Circulation?"**
The maximum supply of The Standard Token (TST) is 1 billion.

**"Who are the founders of The Standard Protocol?"**
TheStandard.io was co-founded by Joshua Scigala, Philip Scigala, and Ana Valdes, with a team of notable advisors including Patri Friedman and Hartej Sawhney. The team behind TheStandard.io also created Vaultoro.com, the first Bitcoin/physical gold exchange established in 2014, developed the glass books exchange transparency protocol, and constructed the first exchange implementation of the lightning network.

**"What makes The Standard Protocol unique?"**
The Standard Protocol's primary focus is on releasing stablecoins for major fiat currencies, with sEURO being the first to launch through an initial bonding curve (IBCO) mechanism.

* Lock up assets and borrow at 0% interest with no pay off time limit.
* Sell your debt as an NFT if you can not afford to pay off your loan but need liquidity.
* Trade locked assets within the smart vault. This means if you have borrowed against locked ethereum and you think LINK will pump then you can swap the eth for an equal amount of LINK. 
* you hold your keys, no third party can touch your assets anless you fall under collateral. 
* TheStandard will be one of the first dapps running on the polygon ZK-EVM when it launches it's main net.
* Smart contracts are fully audited by Zokyo labs.

**"What is the concept of The Standard Protocol?"**
The Standard Protocol's main focus is on private vaults, enabling people to lock blue-chip cryptocurrencies in smart contracts and borrow against that collateral without relinquishing their private keys. The other emphasis has been on reducing liquidations for borrowers by converting locked collateral into less volatile assets such as tokenized gold. The second method is to enable users to sell the smart vault debt as an NFT if they are unable to repay it.


In addition to the features mentioned, The Standard Protocol also allows users to participate in the governance of the platform through its membership token TST. Holders of TST can vote on proposals and decisions related to the development and operation of the protocol, such as changes to the fee structure, updates to the smart contracts, and other key decisions.

The Standard Protocol aims to offer a more decentralized and accessible alternative to traditional financial services, with a focus on user ownership and control of their assets. By enabling anyone to lock up their assets and borrow against them at zero percent interest, The Standard Protocol seeks to create a more inclusive and fair financial system for all.

With the launch of its first stablecoin sEURO, and plans to release stablecoins pegged to other major fiat currencies, The Standard Protocol is poised to become a major player in the decentralized finance (DeFi) space. Its innovative features, focus on user control and ownership, and experienced team make it a promising project to watch in the coming years.


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